Connected Risk
for AI Agents.
Lower claims costs. Sharper risk segmentation. Continuous behavioral data between renewals. The same playbook telematics brought to auto, now for the AI agent stack. ChooChoo produces the data layer; carriers writing AI and cyber liability coverage price on what the agents actually did.
Continuous Risk Monitoring
Every AI agent action your insured runs emits a continuous risk score: the same kind of behavioral signal that reshaped auto insurance after telematics. Score the trip, not the questionnaire. Trend lines between renewals, not snapshots.
Loss Prevention at the Action
The runtime intercepts every agent action before it executes and routes it through one of five authorization decisions from the open AARM specification: allow, deny, modify, step-up, or defer. Loss prevention happens at the action. Before the claim, before the headline.
Risk Segmentation & Rating
Per-session, per-agent, per-customer risk scores aggregate into a book-of-business view: which harnesses are running hot, which domains are stable, which tools concentrate exposure. Continuous data for the underwriters writing the policy, not a vendor questionnaire snapshot.
Pre-Claim Receipts
Every action (every authorization decision, every redaction event, every STEP_UP) is recorded as a tamper-evident receipt. When an incident does surface, the carrier and the policyholder both see exactly what the agent did, when, and what the runtime caught. Less time collecting the story. More time pricing the next term.
Underwriting-Input Pipeline
Risk scores, action breakdowns, redaction summaries, and incident timelines roll up into a renewal-ready data pack. The same artifact the policyholder uses to defend the deployment to internal audit becomes the artifact the carrier prices the next term on. One substrate. Both sides.
Coverage Stays with the Carrier
ChooChoo is the data layer: the picks-and-shovels under AI agent coverage. We do not bind policies, set premiums, or pay claims. Coverage decisions, capacity, and indemnity remain with the carriers and program administrators writing your AI and cyber liability policies. We make the data they price on continuous.
Ready to see it in action?
Book a short intro call and we'll show you exactly how ChooChoo fits your workflow.